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  <!-- Core Pages -->
  <url>
    <loc>https://certivus.com/</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
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  <url>
    <loc>https://certivus.com/product</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://certivus.com/pricing</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://certivus.com/about</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Solutions Pages -->
  <url>
    <loc>https://certivus.com/accountants</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://certivus.com/xero-accountants</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Comparison Pages -->
  <url>
    <loc>https://certivus.com/compare/firmcheck</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://certivus.com/compare/xama</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://certivus.com/compare/best-aml-software</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Resources Hub -->
  <url>
    <loc>https://certivus.com/resources</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://certivus.com/resources/risk-assessment</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://certivus.com/resources/customer-due-diligence</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://certivus.com/resources/sanctions-pep-screening</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://certivus.com/resources/policies-controls-procedures</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://certivus.com/resources/audits-inspections</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://certivus.com/resources/record-keeping</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://certivus.com/resources/templates</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://certivus.com/resources/videos</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://certivus.com/resources/newsletter</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <!-- Guides -->
  <url>
    <loc>https://certivus.com/guides/aml-compliance-uk-accountants</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://certivus.com/guides/hmrc-audit-checklist</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Blog & Case Studies -->
  <url>
    <loc>https://certivus.com/blog</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://certivus.com/case-studies</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <!-- Support -->
  <url>
    <loc>https://certivus.com/help</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://certivus.com/security</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  
  <!-- Legal (lower priority) -->
  <url>
    <loc>https://certivus.com/privacy</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://certivus.com/terms</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://certivus.com/cookies</loc>
    <lastmod>2026-01-30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
</urlset>
