UK AML compliance software, built in Birmingham
Certivus is AML compliance software for UK accountancy practices of every size, from sole practitioners to multi-partner firms. Law firms use the same product. Built inside a working UK accountancy practice, and used by it every day.
In short
- Certivus is AML compliance software for UK accountancy practices, built in Birmingham by Mehmood Rajoka, the accountant who owns RR Accountants and runs the Rajoka portfolio of businesses.
- We exist for one reason: every regulated UK practice deserves an MLR 2017 compliance system that actually works in operating reality, not a tick-box product or an enterprise-priced monolith.
- Founder-led and focused execution team. Talk to the team directly on WhatsApp, phone or email.
- Honest pricing: pay as you go or monthly plans, with no seat fees. 2 free checks to start, then checks from £0.99 for AML screening to £7.99 for EDD (Enhanced due diligence); full KYC and AML checks from £2.72 on a retainer.
- UK data residency. Built for MLR 2017, POCA, SAMLA, and the supervisory landscape from day one, not a global product with a UK skin.
Why Certivus exists
Mehmood Rajoka is an accountant and the owner of RR Accountants, a Birmingham practice. He also runs the Rajoka portfolio of businesses across accountancy services, property, legal, and tech. Every one of those businesses has touched the UK regulated sector, and every one of them has run into the same problem.
AML compliance, or anti-money laundering, is a regulatory backbone the UK economy genuinely needs. MLR 2017, POCA 2002, the SAMLA sanctions regime, the FCA, HMRC, the SRA, and the professional-body supervisors together form a serious legal framework that protects against criminal proceeds, terrorist financing, and sanctions evasion. None of that is a fiction. The compliance burden it places on UK accountants and law firms is real, and the consequences of getting it wrong, including supervisory fines, registration cancellation, and criminal exposure under POCA, are real too.
The tools the regulated sector was meant to use to deliver that compliance, though, were a mess. The cheap options were tick-box exercises that wouldn't survive an HMRC inspection. The premium options were enterprise-priced monoliths designed for global banks, not for a UK accountancy practice with a handful of staff and a few hundred active clients across multiple risk segments. The middle ground had per-check pricing that punished growth, missing UK-specific features, or quote-based pricing that locked out everyone outside the global-banking tier.
So in 2026, Mehmood built Certivus, the AML compliance software he kept wishing existed while running his own practice's MLR 2017 programme through spreadsheets, manual PEP checks, and quiet anxiety about the next supervisory visit. RR Accountants now runs its AML on Certivus every day.
The mission is specific: every UK regulated practice, from sole practitioners to multi-partner firms, should have an MLR 2017 compliance system that actually works in operating reality. Not a tick-box product. Not an enterprise-priced monolith. Something built honestly, priced honestly, and supported by people who answer the phone.
How we think about building Certivus
Built for UK MLR 2017, not adapted
Every workflow maps to a specific regulation. Reg 18 firm-wide risk assessment. Reg 28 CDD. Reg 33 EDD triggers. Reg 35 PEPs. Reg 40 retention. POCA s.330 SARs. OFSI sanctions screening. Each is engineered to the UK framework, not a generic global product with a UK skin.
Founder-led, founder-accessible
Certivus is a focused execution team. Firms reach the team directly on WhatsApp, phone or email. Product decisions are made by people who answer customer calls. We will scale the team where it improves customer outcomes for the practices we serve, not because investors push us to grow for growth's sake.
Honest pricing, free to start
Published rates. Pay as you go or monthly plans. 2 users on pay as you go; 2 users on Starter; 10 users on Professional; unlimited users on Scale; no per-seat fees. Custom templates are available only on Professional and Scale. 2 free checks to start, then a full KYC and AML check draws £5.99 of wallet credit, falling to £2.72 on an annual retainer. No quote-based pricing, no forced sales calls, no surprise renewal hikes.
UK data residency, UK supervision focus
Data stored in the UK. Tooling tuned for HMRC, ICAEW, ACCA, SRA, and the other UK supervisors. UK-specific things like the post-2023 UK domestic / foreign PEP distinction are built in correctly, not bolted on later.
Mehmood Rajoka
Accountant and owner of RR Accountants, Birmingham. Runs the Rajoka portfolio of businesses across accountancy services, property, legal services, and tech. Built Certivus to replace the spreadsheets and folders his own practice used for AML; RR now runs its AML on Certivus every day.
Firms already running Certivus
UK accountancy practices and law firms already run their MLR 2017 programme on Certivus, on one AML platform with published pricing and a direct line to the team. User limits and custom templates depend on the plan.
“Certivus replaced our spreadsheet-and-folder AML workflow with a single system. Evidence is consistent across the team and the audit trail is ready when HMRC ask.”
“Onboarding new clients is faster and our compliance evidence is consistent across the team. That's the win — we trust the records.”
“Certivus is built for how a UK practice actually runs AML — not how a generic compliance tool thinks it should. That difference shows.”
Want to see how it fits your firm? Book a 30-minute walkthrough →
Company
- Legal entity
- Certivus Compliance Ltd, trading as Certivus
- Company number
- 17319995, registered in England and Wales
- Registered office
- 64 Yardley Green Road, Birmingham B9 5QE, United Kingdom
- ICO registration
- ZC189266
- Data Protection Officer
- Harveys Legal · [email protected]