PROFESSIONAL AML COMPLIANCE

Built by an Accountant Who Knew AML Needed to Be Easier

Practitioner-founded • Birmingham, UK • Trusted by 100+ practices

Mehmood Rajoka, Founder of Certivus

In 2015, I started RR Accountants in Birmingham. I loved helping clients with their finances. I hated AML compliance.

Every month, I spent 8-12 hours chasing clients for IDs, manually checking PEP lists, and praying HMRC wouldn't audit me.

In 2018, I got my first AML warning from HMRC. I'd missed a client's PEP status. £5,000 fine. I was furious—not at HMRC, but at myself for not having a better system.

I tried every AML software I could find:

  • • Firmcheck: Great brand, but expensive for small practices
  • • Xama: Good features, but confusing pricing
  • • First AML: Too expensive, too complex
  • • CCH iFirm: Locked into CCH ecosystem

None of them worked the way I needed. So I built Certivus.

WHY WE'RE DIFFERENT

What Makes Certivus Different?

Built by a practitioner, not a tech founder

I've done 1,000+ manual AML checks. I know the pain.

Transparent pricing without forced sales calls

£49/month. That's it. No hidden fees, no surprises.

Fast client import

Import via CSV, get started in minutes.

TL;DR — Quick Summary

  • Certivus was founded by Mehmood Rajoka, a former accountant (10 years at RR Accountants, Birmingham)
  • Built after a £5,000 HMRC fine for missing a client's PEP status
  • Designed to solve real compliance pain points: chasing documents, manual PEP checks, audit anxiety
  • £49/month transparent pricing, no hidden fees, no sales calls
TEAM

Meet the Founder

Mehmood Rajoka

Mehmood Rajoka

Founder & CEO

Former accountant (10 years). ACCA qualified. Built Certivus after realizing no AML software actually worked the way accountants needed.

CONTACT

Based in Birmingham, UK

Birmingham, United Kingdom

We're a UK-based company, serving UK accountants and law firms. All data is stored in UK data centers (GDPR compliant).

Ready to try the AML software built by an accountant?

Includes 5 free verifications/month • No credit card required