Pay for checks. Nothing else.
Top up your Certivus Wallet and every check draws down the balance: £0.99 for an AML screening, £2.49 for a full KYC and AML check. The bigger the top-up, the more credit you get for your money, taking a full check from £1.61 on pay as you go down to £1.13 on an annual retainer.
Every feature included for every firm • Ongoing monitoring £0.99 per client per year • UK data residency • No lock-in on pay as you go
Commit to a monthly top-up for 12 months. The most credit per pound.
Top up £10 a month
4 KYC + AML checks every month, or 12 AML screenings
£2 extra credit (20% bonus)
£144 of credit across the 12-month term.
Top up £50 a month
26 KYC + AML checks every month, or 65 AML screenings
£15 extra credit (30% bonus)
£780 of credit across the 12-month term.
Top up £100 a month
56 KYC + AML checks every month, or 141 AML screenings
£40 extra credit (40% bonus)
£1,680 of credit across the 12-month term.
Top up £300 a month
200 KYC + AML checks every month, or 505 AML screenings
£200 extra credit (67% bonus)
£6,000 of credit across the 12-month term.
Top up £500 a month
401 KYC + AML checks every month, or 1,010 AML screenings
£500 extra credit (100% bonus)
£12,000 of credit across the 12-month term.
Retainer credit is topped up every month and used within your contract year.
Topping up an amount that is not listed? Any amount from £1 is matched pound for pound, and bonus credit starts at the £10 pack.
All prices exclude VAT.
Every price, on one line each
Credit is held in pounds, not points, so the balance in your wallet is the money you have left to spend.
AML screening
AML check only, on name and date of birth, with no document
Identity check
ID verification, passive liveness, face match
KYC
Identity check plus proof of address
KYC + AML
KYC plus AML screening and active liveness
KYB + Company AML
Company registry check and entity AML screening
Ongoing monitoring, per client per year
Or £0.09 a month. Cheaper than every alternative we know of, and billable to your client
Team members, seats and features
Every feature, for every firm, with unlimited users
A retainer reaches the same rate from a far smaller payment
At three points the two ladders land on exactly the same price per check. The one-off top-up is always the bigger number, so committing monthly is how a smaller firm reaches a rate it would otherwise have to buy in one go.
| Price per full check | Retainer, per month | Pay as you go, one-off |
|---|---|---|
| £2.08 | £10 a month | £100 in one go10 times the monthly retainer |
| £1.92 | £50 a month | £300 in one go6 times the monthly retainer |
| £1.78 | £100 a month | £500 in one go5 times the monthly retainer |
Take a retainer when
- You know roughly how many clients you onboard each month
- You want the lowest possible cost per check
- You are happy to commit for 12 months
Stay pay as you go when
- Your onboarding volume is lumpy or seasonal
- You are still trialling Certivus on real files
- You want credit that never expires and no commitment
What Certivus costs, and what you can bill back
Ongoing monitoring is £0.99 per client per year, and most firms bill it on at a markup. Compare your current cost, and see what you could charge your own clients.
How many checks do you run a month?
Enter the ones you actually use. Each is charged at its own rate.
£1.49 each
£0.00
£1.99 each
£0.00
£0.99 each
£4.95
£2.49 each
£37.35
£5.99 each
£11.98
Checks, per month
£54.28
Charged yearly at £0.99 a client, so this adds £66.00 a month.
Currently: 800 clients monitored
Advertised entry prices can be misleading once per-check fees and monitoring fees apply. With Certivus there is one balance, and every rate is published.
Currently: £15/client/year
£100 a month
22 checks a month come to £54.28 of credit, plus £66.00 of monitoring: £120.28 in total. A £100 retainer lands £140 of credit a month, so you pay £100 a month with room to spare.
That is £1,054 a year against your current tools, plus £12,000 you could bill clients for monitoring: £13,054 a year in your favour.
£2,254
Cost today
£1,200
Certivus/year
+£12,000
Billable monitoring
Monitoring is £0.99 per client per year. Xama and Firmcheck figures are their published list prices (verified 2026); SmartSearch and Thirdfort don't publish rates, so those are industry estimates; your actual quote will differ.
There is no bigger plan to upgrade to
A one-person practice and a fifty-partner firm get exactly the same product. Nothing here is gated behind a bigger plan. The only thing that changes with volume is what each check costs you.
Verification
- ID verification (passport, driving licence, national ID)
- Biometric liveness check
- PEP and sanctions screening
- Proof of address verification
- Risk scoring on every check (Low, Medium, High)
- KYB / UBO company checks (£5.99 a check)
- Source-of-funds records
- Bulk re-screen
Workflow
- Unlimited team members
- Compliance workspace: cases and tasks
- SAR preparation
- Reusable Certivus Pass for your clients
- Self-service client portal
- Branded client portal
- CSV client import and bulk export
- API access
Evidence and support
- Audit-ready PDF reports
- Timestamped evidence trail
- HMRC-ready records
- Annual review and reports
- Beneficial-owner PDFs
- UK data residency (GDPR)
- Email and chat support
- No per-seat and no per-feature charges
A 14-day money-back period applies to your first top-up. No setup fees. All prices exclude VAT.