TL;DR — Quick Summary
- •Free tier available — £0/month, includes 5 checks, no credit card required
- •Takes minutes, not hours — set up on day one, verify clients the same day
- •Runs from any device — laptop, tablet, or mobile, no app download needed
- •No IT setup needed — web-based, works straight out of the box
Answer-first summary
Is Certivus right for sole practitioner accountants?
Yes. Certivus was designed with sole practitioners in mind — accountants who carry every compliance responsibility themselves without a dedicated MLRO or compliance team. The platform handles client verification, PEP and sanctions screening, risk scoring, and audit-ready record keeping in a single workflow. It starts free, requires no IT setup, and runs on any device. Most sole practitioners are fully set up within 15 minutes.
- No enterprise pricing — starts free with a clear path to affordable paid plans
- Meets MLR 2017 obligations for CDD, screening, risk assessment, and record keeping
- One-click PDF reports designed for HMRC inspection readiness
Running compliance alone is relentless
You're the MLRO, the compliance officer, and the accountant — all at once
There's no team to delegate to. Every AML decision, every verification, every record sits with you. Certivus removes the cognitive load by doing the heavy lifting automatically.
You can't afford an AML system built for 50-person firms
Enterprise AML platforms charge enterprise prices. Certivus starts free and scales with your practice — not someone else's.
Every hour on AML admin is an hour not billing
Manual verification requests, chasing documents, filing spreadsheets — it all adds up. Certivus turns hours of AML admin into minutes.
Built for the way you actually work
Runs in minutes, not days
Sign up, import your clients, and start verifying the same day. No IT team needed, no lengthy onboarding call.
Priced for solo practices
Start on our free plan with 5 checks included. Move to Starter at £49/month when you're ready. No long-term contracts.
Audit-ready PDF in one click
Every check is logged with timestamps and evidence. Export a clean PDF report before any HMRC inspection.
"As a sole practitioner, I can't afford to spend days on AML. Certivus lets me verify clients in minutes, and the audit reports saved me during my last HMRC inspection."
Questions from sole practitioners
Do I need AML software as a sole practitioner?
Yes. If you are a sole practitioner accountant regulated by HMRC for AML supervision, you are required to have appropriate systems and controls in place to meet your obligations under the Money Laundering Regulations 2017. This includes customer due diligence, risk assessment, PEP and sanctions screening, and record keeping. AML software helps you meet those obligations efficiently and keeps evidence ready for inspection.
How much does it cost for a small practice?
Certivus offers a free plan that includes 5 checks per month — enough for a sole practitioner onboarding a handful of new clients. The Starter plan (£49/month) covers up to 50 checks and suits most solo practices. The Professional plan (£149/month) covers 200 checks for busier periods. There are no setup fees and no long-term contracts.
How long does it take to set up?
Most sole practitioners are set up and running their first client verification within 15 minutes of signing up. You can import existing clients via CSV or add them individually. There is no IT configuration required.
Will it work on my laptop or mobile?
Yes. Certivus is a web-based platform that works on any modern browser — laptop, tablet, or mobile. Your clients can also complete their own verification checks on their phone without downloading an app.
Guides for sole practitioner accountants
AML compliance explained
What AML means for sole practitioners and what HMRC expects from you.
HMRC audit checklist
Everything you need to have ready if HMRC visits your practice.
Pricing — from £0/month
Certivus starts free and grows with your practice. No per-check fees.
As a sole practitioner, you are the MLRO
What that means, and how Certivus helps you manage the responsibility.