AML compliance software for Cardiff accountants and law firms
Certivus structures every element of the UK AML programme for 700+ regulated accountancy practices and law firms practices operating in Cardiff and across the wider UK accountancy and legal market.
In short
- Certivus is the AML compliance software for Cardiff accountants and law firms. It is built for MLR 2017 with transparent pricing and 2 free checks to get started.
- Covers every element of the UK AML programme: Reg 18 firm-wide risk assessment, Reg 28 CDD, Reg 33 EDD triggers, Reg 35 PEP screening, Reg 40 retention, POCA s.330 SAR pipeline, and OFSI sanctions screening.
- 700+ regulated accountancy practices and law firms operate in Cardiff. Certivus is built to serve all of them, from solo practitioners to multi-partner firms.
- Free to start: 2 free checks, one-time, with no credit card required.
Why is Certivus a fit for Cardiff practices?
Cardiff is Wales's capital and largest professional-services market, home to the majority of Wales's accountancy practices and law firms. The Cardiff practice landscape covers the Welsh Government's commercial supply chain, a strong public-sector-adjacent professional services tier, property and conveyancing legal work for Welsh real estate, and increasing financial-services and tech presence around Cardiff Bay. Certivus is built for UK MLR 2017, and every workflow maps to a specific regulation. Cardiff practices benefit from the same framework support as London or any other UK city, with the supervisory landscape (HMRC, ICAEW, ACCA, SRA, and others) handled consistently.
- 700+ regulated accountancy practices and law firms
- Built for UK MLR 2017 + POCA + SAMLA from day one
- Founder-led, with a UK team you can speak to directly
- 2 free checks to get started, with no card required
The Cardiff client mix Certivus is built to handle
Cardiff is Wales's capital and largest professional-services market, home to the majority of Wales's accountancy practices and law firms. The Cardiff practice landscape covers the Welsh Government's commercial supply chain, a strong public-sector-adjacent professional services tier, property and conveyancing legal work for Welsh real estate, and increasing financial-services and tech presence around Cardiff Bay.
- Public sector and Welsh Government supply chain
- Property and conveyancing
- Professional services and consulting
- Media (BBC Wales)
- Financial services and tech (Cardiff Bay)
AML supervisors and Cardiff
Cardiff practices are supervised by the same UK bodies as English firms: HMRC, ICAEW, ACCA, and the SRA. The Cardiff and District Law Society is the regional chapter for solicitors. The MLR 2017 + POCA framework applies UK-wide; Welsh-specific public-sector regulatory frameworks (Public Contracts Regulations 2015 procurement, Welsh-language legislative requirements) sit alongside but do not change the AML backbone.
What Certivus covers for Cardiff firms
The full MLR 2017 + POCA programme, in one workflow:
Firm-wide risk assessment (Reg 18)
Structured five-dimension assessment including 2022 proliferation financing.
Customer Due Diligence (Reg 28)
Identification, verification, beneficial ownership, purpose, ongoing monitoring.
Enhanced Due Diligence (Reg 33-35)
Six trigger categories with documented escalation and senior management approval.
PEP screening (Reg 35)
UK domestic / foreign distinction under FCA PS24/4, family members, close associates.
Sanctions screening
UK Consolidated List (OFSI), UN, EU, OFAC, with ongoing monitoring.
Training records (Reg 24)
Annual refresher tracking, content control, 5-year retention.
SAR pipeline (POCA s.330)
Internal escalation, MLRO decision, NCA submission, DAML workflow.
Record keeping (Reg 40)
5-year retention with HMRC inspection-ready export.
Trusted by UK practices running real MLR 2017 programmes
UK accountancy practices on Certivus today are running the same MLR 2017 + POCA framework that Cardiff firms operate under.
“Certivus replaced our spreadsheet-and-folder AML workflow with a single system. Evidence is consistent across the team and the audit trail is ready when HMRC ask.”
“Onboarding new clients is faster and our compliance evidence is consistent across the team. That's the win — we trust the records.”
“Certivus is built for how a UK practice actually runs AML — not how a generic compliance tool thinks it should. That difference shows.”
Want to see how it fits your firm? Book a 30-minute walkthrough →
Common questions from Cardiff firms
Is Certivus suitable for Cardiff accountancy practices?
Yes. Certivus is built for UK accountancy practices of every size, from sole practitioners to multi-partner firms, and law firms use the same product. Practices in Cardiff commonly serve the Welsh public-sector supply chain and property work. Every firm starts with 2 free checks to start, then from £0.99 for AML screening to £7.99 for EDD (Enhanced due diligence); full KYC and AML checks from £2.72 on a retainer.
Does Certivus support Welsh-jurisdiction-specific work?
The MLR 2017 + POCA + SAMLA framework applies UK-wide, including Wales. Welsh-language requirements (where applicable to the firm's client communication) sit outside the core AML workflow but are not a barrier to using Certivus for Welsh-jurisdiction client work.
What about public-sector accountancy work in Cardiff?
Cardiff firms handling Welsh Government supply chain or public-sector client work operate the standard MLR 2017 framework. Public-sector clients are typically lower AML risk (Simplified Due Diligence may apply) but still require firm-wide risk assessment treatment and documentation under Reg 18.
Can Cardiff firms speak to the team before signing up?
Yes. Firms anywhere in the UK, including Cardiff, can book a 30-minute walkthrough and speak directly with the Certivus team about their AML programme before starting with 2 free checks.