Certivus vs Amiqus: which AML platform fits your firm?
Amiqus is an established UK identity and AML platform for accountancy and law, sold on tiers from £500/mo. Certivus is built for UK practices with transparent pricing from £2.49 for a full KYC and AML check, free credit to start, and monitoring £0.99 per client per year.
Answer-first summary
How does Certivus compare with Amiqus?
Amiqus is one of the strongest, most established UK identity and AML platforms, serving accountancy and law from Edinburgh with deep digital identity verification and UK digital identity register integration. It sells on tiers that start from £500/mo (Standard, ~480+ clients/yr), and its per-check pricing is quote-led rather than published. Certivus is purpose-built for UK accountancy practices with transparent, public GBP pricing: £10 of free credit (4 full checks) and no subscription at all, just £0.99 to £2.49 per check, with AML screening included in the check price, ongoing monitoring at £0.99 a client a year, and one-click HMRC-ready audit exports. Established firms onboarding at higher volumes may prefer Amiqus's maturity; smaller and mid-sized firms wanting a low, transparent entry point may prefer Certivus.
- Choose Certivus to start at £2.49 for a full KYC and AML check (or on free credit) with published per-check pricing and monitoring at £0.99 a client a year.
- Consider Amiqus if you're an established firm at higher volumes wanting a mature, proven UK platform with strong digital identity; its tiers start from £500/mo.
- Amiqus doesn't publish a per-check rate; it's quote-led. Certivus publishes its full pricing ladder.
TL;DR: Quick Summary
- •Certivus starts at £2.49 for a full KYC and AML check with £10 of free credit; Amiqus sells on tiers from £500/mo (Standard, ~480+ clients/yr), £1,250/mo (Scale), and £12,500/mo (Enterprise).
- •Certivus publishes per-check overage rates; Amiqus does not publish a per-check rate. It's quote-led.
- •Certivus publishes ongoing monitoring at £0.99 per client per year; Amiqus monitoring terms are quote-led.
- •Amiqus is an established, mature UK platform with strong digital identity verification and UK digital identity register integration: a genuine market leader in this space.
Feature
Certivus
Amiqus
Entry pricing
Transparent, public: £10 of free credit (4 full checks), then £0.99 to £2.49 per check. Standard identity + AML check included.
Tiered: Standard from £500/mo (~480+ clients/yr), Scale from £1,250/mo (~1,200+), Enterprise from £12,500/mo (~4,800+).
Per-check pricing
Published rate card: £0.99 for an AML screening up to £2.49 for a full KYC and AML check.
Not published; quote-led. Contact Amiqus for a per-check rate.
Free to start
£10 of free credit to start, no card.
No public free credit; demo and quote.
Ongoing monitoring
£0.99 per client per year, billable back to your clients (recommended ~£15/client/yr).
Not published; quote-led. Confirm terms with Amiqus.
Identity verification
Identity and AML check included in the check price.
Strong digital identity verification, integrated with the UK digital identity register.
Primary sector
Built for UK accountancy and AML-supervised practices.
UK platform for accountancy and law; an established, mature sector player.
Company base
UK company (Birmingham), UK-supervised accountancy focus.
UK company (Edinburgh), long-established in the market.
Audit export
1-click PDF: timestamped, HMRC-ready.
Reporting available; a well-regarded, mature platform.
Entry cost, side by side
Amiqus's tiers start at £500/mo for Standard (around 480+ clients a year), a fit for firms already onboarding at volume. Certivus is £2.49 for a full KYC and AML check, with AML screening in that price and ongoing monitoring at £0.99 a client a year, and there's £10 of free credit before that. A smaller firm can start an order of magnitude lower; a higher-volume firm may find Amiqus's tier pricing and maturity the better fit. See Certivus pricing.
When to choose each platform
Choose Certivus if...
- You are a smaller or mid-sized firm and want to start at £2.49 for a full KYC and AML check, or free credit to start, rather than a tiered commitment from £500/mo.
- Transparent, published pricing matters: you want per-check rates and monitoring costs on the page, not a quote.
- You want ongoing monitoring £0.99 per client per year, with a clear recommended bill-back figure.
- A ready-to-use HMRC-ready audit trail and evidence vault are the deciding factors for your practice.
Consider Amiqus if...
- You are an established UK firm onboarding higher client volumes (Amiqus tiers start around 480+ clients a year).
- You want a mature, proven UK platform with deep digital identity verification and UK digital identity register integration.
- You are comfortable with a tiered subscription and a quote-led commercial conversation.
- A long-established Edinburgh-based vendor with a strong track record across accountancy and law is a priority.
Who should compare Certivus with Amiqus?
The best AML software choice changes depending on who carries the risk, who controls the budget, and who has to run the work every week.
Managing partner
Compare predictable cost, inspection exposure, client acceptance risk, and whether the tool will be adopted across the firm.
ContinueMLRO / MLCO
Compare evidence quality, risk decisions, escalation routes, sanctions audit trail, and SAR-ready record keeping.
ContinueOperations lead
Compare setup time, client friction, staff training load, exports, and how cleanly the workflow fits day-to-day onboarding.
ContinueDecision checklist before choosing Certivus or Amiqus
- Ask for the current pricing model in writing, including checks, screening, users, exports, and support.
- Run one realistic client file through each workflow: individual, company, higher-risk client, and evidence export.
- Check whether the AML record would satisfy HMRC, SRA, or professional-body inspection without manual reconstruction.
- Use Amiqus where an established UK identity and AML platform with digital-identity-register integration and a mature product used across accountancy and law; use Certivus where UK-accountancy workflow, transparent pricing, and audit-ready evidence are the deciding factors.
Certivus vs Amiqus: common questions
Is Certivus or Amiqus better for UK accountants?
Both are UK-built platforms serving accountancy and law, and Amiqus is one of the strongest and most established players in the market. The difference is shape and entry point. Amiqus is a mature identity and AML platform sold on tiers that start around £500/mo (roughly 480+ clients a year), with per-check pricing quoted rather than published. Certivus is built for UK accountancy practices with transparent, public GBP pricing: £10 of free credit and no subscription at all, just £0.99 to £2.49 per check, with AML screening included in the check price and ongoing monitoring at £0.99 a client a year. Larger firms with higher volumes and a preference for a proven, established vendor may lean Amiqus; smaller and mid-sized firms wanting to start cheaply with transparent pricing may lean Certivus.
How much does Amiqus cost?
Amiqus publishes tiered plans that start from £500/mo for Standard (around 480+ clients a year), £1,250/mo for Scale (around 1,200+), and £12,500/mo for Enterprise (around 4,800+). Amiqus does not publish a per-check rate. The detailed pricing within each tier is quote-led, so you'd confirm the exact per-check and monitoring terms directly with their team. Certivus, by comparison, publishes everything: free credit to start, a published per-check rate, the full top-up ladder, and a recommended monitoring bill-back figure.
Does Amiqus offer free credit to start?
Amiqus does not offer free credit; you engage through a demo and a quote. Certivus gives every new account £10 of credit, which is 4 full checks or 6 identity checks, with no card required, so a UK firm can run real checks before committing to a top-up. If the ability to trial with real client files at no cost matters, that's a point of difference in Certivus's favour; if you're onboarding at Amiqus's tier volumes, the free credit matters less.
Is Amiqus a good platform?
Yes. Amiqus is an established, well-regarded UK platform with strong digital identity verification, integration with the UK digital identity register, and a solid track record across accountancy and law. This comparison isn't about which product is 'better' in the abstract; it's about fit. Amiqus is a strong choice for established firms onboarding at higher volumes who want a mature, proven vendor. Certivus is a strong choice for firms that want to start at £2.49 for a full KYC and AML check (or on free credit), see all pricing up front, and get monitoring at £0.99 a client a year, with an HMRC-ready audit workflow built for accountancy.