Certivus vs Veriff: which fits your practice?
Veriff is a global, best-in-class identity verification provider where AML and monitoring are paid add-ons, priced per verification in USD. Certivus brings identity, AML, and monitoring into one UK compliance workspace from £2.49 for a full KYC and AML check, with free credit to start.
Answer-first summary
How does Certivus compare with Veriff?
Veriff is a global, best-in-class identity verification (IDV) provider, strong for high-volume fintech and marketplace onboarding, with published USD per-verification pricing (Essential $0.80/ver up to Premium $1.89/ver); but PEP & sanctions screening (+$0.64) and ongoing monitoring (+$0.09) are paid add-ons on top. Certivus is purpose-built for UK accountancy and law practices: it brings the standard identity and AML check together with ongoing monitoring at £0.99 a client a year into a GBP workspace, from free credit to start and £2.49 for a full KYC and AML check, with onboarding, SAR prep, an evidence vault, and one-click HMRC-ready audit exports. Choose on whether you need large-scale global IDV or a bundled UK compliance workflow.
- Choose Certivus for bundled identity + AML + monitoring in one GBP UK compliance workspace with HMRC-ready audit.
- Consider Veriff for high-volume, global identity verification; it's best-in-class IDV, with AML and monitoring as paid add-ons.
- Veriff prices per verification in USD; AML (+$0.64) and monitoring (+$0.09) are add-ons; Certivus includes both.
TL;DR: Quick Summary
- •Certivus is £2.49 for a full KYC and AML check with no subscription at all (and £10 of free credit to start), falling to £1.13 on a retainer, GBP, with identity and AML in that one price and monitoring at £0.99 a client a year; Veriff prices per verification in USD; Essential $0.80/ver ($49/mo min) up to Premium $1.89/ver ($209/mo min).
- •With Veriff, PEP & sanctions screening is a +$0.64 (USD) add-on and ongoing monitoring is a +$0.09 (USD) add-on; Certivus includes both.
- •Certivus gives every account £10 of free credit (4 full checks) and has no subscription; Veriff offers a 15-day trial capped at 50 verifications.
- •Veriff is best-in-class global identity verification for fintech and marketplaces; Certivus is a UK accountancy compliance workspace with SAR prep, evidence vault, and HMRC-ready audit.
Feature
Certivus
Veriff
Pricing
Transparent, public; £10 of free credit, then £0.99 to £2.49 per check with no subscription. Standard identity and AML check included.
Published USD per-verification plans; Essential $0.80/ver ($49/mo min), Plus $1.39/ver ($99), Premium $1.89/ver ($209); Enterprise custom.
AML / PEP & sanctions
Standard AML (PEP & sanctions) check included in the check price.
A paid add-on; PEP & sanctions at +$0.64 (USD) on top of verification.
Ongoing monitoring
£0.99 per client per year, billable back to your clients (recommended ~£15/client/yr).
A paid add-on; ongoing monitoring at +$0.09 (USD).
Free to start
£10 of free credit to start, no card.
15-day trial (max 50 verifications); a trial, not free credit to start.
Primary shape
A UK compliance workspace; identity + AML + monitoring + onboarding, SAR prep, evidence, HMRC-ready audit.
Best-in-class identity verification (IDV); AML and monitoring layered on as add-ons.
Primary sector
Built for UK accountancy and AML-supervised practices.
Global identity verification for fintech and online marketplaces.
Audit export
1-click PDF; timestamped, HMRC-ready.
Verification results and reporting; IDV-focused rather than HMRC audit.
Currency
GBP; priced for UK firms.
USD; plans and per-verification rates are billed in US dollars.
What's included, side by side
With Veriff, a verification is $0.80–$1.89 (USD) depending on tier, and to add AML you pay PEP & sanctions at +$0.64 and ongoing monitoring at +$0.09 (USD) on top. Certivus puts identity and AML into one £2.49 full KYC and AML check, with monitoring at £0.99 a client a year and £10 of free credit to start. Veriff is the stronger pick for global, high-volume IDV; Certivus is the UK compliance workspace. See Certivus pricing.
When to choose each platform
Choose Certivus if...
- You run a UK accountancy or law practice and want identity, AML, and monitoring bundled; not priced as separate add-ons.
- Transparent GBP pricing matters: free credit to start, then £0.99 to £2.49 per check, with AML screening included in the check price.
- You need the full compliance workflow; onboarding, SAR prep, evidence vault, and one-click HMRC-ready audit exports.
- Ongoing monitoring at a published £0.99 a client a year is more useful than a per-verification monitoring add-on.
Consider Veriff if...
- You are a global business running high-volume identity verification, such as a fintech or online marketplace.
- Best-in-class IDV at scale is your priority, and you're comfortable adding AML and monitoring as separate line items.
- You bill in USD and want per-verification pricing that scales with volume across Essential, Plus, and Premium tiers.
- Verifying identities across many countries matters more than a UK-accountancy compliance workspace.
Who should compare Certivus with Veriff?
The best AML software choice changes depending on who carries the risk, who controls the budget, and who has to run the work every week.
Managing partner
Compare predictable cost, inspection exposure, client acceptance risk, and whether the tool will be adopted across the firm.
ContinueMLRO / MLCO
Compare evidence quality, risk decisions, escalation routes, sanctions audit trail, and SAR-ready record keeping.
ContinueOperations lead
Compare setup time, client friction, staff training load, exports, and how cleanly the workflow fits day-to-day onboarding.
ContinueDecision checklist before choosing Certivus or Veriff
- Ask for the current pricing model in writing, including checks, screening, users, exports, and support.
- Run one realistic client file through each workflow: individual, company, higher-risk client, and evidence export.
- Check whether the AML record would satisfy HMRC, SRA, or professional-body inspection without manual reconstruction.
- Use Veriff where high-volume, global identity verification for fintech and online marketplaces, with best-in-class IDV at scale; use Certivus where UK-accountancy workflow, transparent pricing, and audit-ready evidence are the deciding factors.
Certivus vs Veriff: common questions
Is Certivus or Veriff better for UK accountants?
Certivus is purpose-built for UK HMRC-supervised accountancy practices: it brings identity verification, AML (PEP and sanctions) screening, and ongoing monitoring into one GBP workspace, alongside onboarding, SAR prep, an evidence vault, and one-click HMRC-ready audit exports, from free credit and £2.49 for a full KYC and AML check. Veriff is a global, best-in-class identity verification provider; excellent at IDV at scale for fintech and marketplaces; but AML and monitoring are paid add-ons on top of a per-verification price billed in USD. For an accountancy practice that wants the whole compliance workflow in one place, Certivus is the closer fit; for large-scale global identity verification, Veriff is strong.
How does Veriff pricing work?
Veriff publishes USD per-verification plans: Essential at $0.80 per verification with a $49/mo minimum, Plus at $1.39 with a $99/mo minimum, and Premium at $1.89 with a $209/mo minimum, plus a custom Enterprise tier. AML screening (PEP and sanctions) is a paid add-on at +$0.64 per verification, and ongoing monitoring is a paid add-on at +$0.09. There's a 15-day trial capped at 50 verifications. All figures are in US dollars. Certivus, by contrast, includes the standard identity and AML check and ongoing monitoring in a GBP plan from £2.49 for a full KYC and AML check.
Does Veriff include AML screening?
Not by default; with Veriff, PEP and sanctions screening is a paid add-on (around +$0.64 per verification, USD) and ongoing monitoring is a further add-on (around +$0.09, USD), layered on top of the per-verification price. Veriff's core product is identity verification. Certivus includes the standard AML (PEP and sanctions) check in its published check price, and ongoing monitoring is a flat £0.99 per client per year rather than a per-verification add-on.
Does Veriff offer free credit to start?
Veriff offers a 15-day trial capped at 50 verifications; useful for evaluation, but a time-limited trial rather than free credit to start. Certivus gives every new account £10 of credit, which is 4 full checks or 6 identity checks, with no card required, so a UK firm can run real checks and keep an account open indefinitely. Pay-as-you-go credit never expires.