Compliance Health score

The headline metric on your dashboard. MLR 2017 reg 21 makes the firm's senior management responsible for the AML programme — this score is the single number that summarises whether you're meeting that responsibility.

How the score works

12 factors, each worth a fixed weight. Sum is the score out of 100. Traffic light: green ≥ 85, amber ≥ 60, else red.

#	Factor	Weight	Cites
1	MLRO appointed	15	MLR reg 21 + POCA s.330
2	Active PCP published	10	MLR reg 19
3	PCP review within cadence	5	MLR reg 18(6)
4	Staff PCP acknowledgements	10	MLR reg 19(3)
5	Staff AML training current	10	MLR reg 24
6	Independent audit ≤ 12 months	10	MLR reg 21
7	No overdue risk reassessments	10	MLR reg 28(11)
8	No stale draft SARs	5	POCA s.330
9	No stale internal SARs	5	POCA s.330 / AMLGAS ch.6
10	No stale material-change flags	5	MLR reg 28(11)(b)
11	All clients risk-scored	10	MLR reg 28(2)
12	All clients have compliance status	5	—

How to improve it (in order of impact)

Largest single wins first:

1. Appoint an MLRO — +15 pts. Single click in Settings → AML Compliance → MLRO Appointment.
2. Publish your PCP — +10 pts. Settings → AML Compliance → Policies, Controls & Procedures → Publish first version.
3. Score every client — proportional up to +10 pts. Open each client → Risk assessment tab → complete.
4. Get staff to acknowledge the PCP — proportional up to +10 pts. Banner appears for staff on their dashboard when a new PCP is published.
5. Log AML training — proportional up to +10 pts. Settings → AML Compliance → Staff AML Training Register.
6. Arrange an independent audit — +10 pts. Required by MLR reg 21 for firms with 10+ relevant staff.

Counterparts to this card

• The MLRO Queue is the operational inverse — same data shown as "things to action today" rather than "are we compliant?"
• The Client Compliance Status card on each client profile is the per-client version of the same scoring.

Together these three views are called the compliance trinity.