AML glossary · UKPSC

Person with Significant Control

Definition

A Person with Significant Control is a UK Companies Act concept that refers to an individual who holds more than 25% of shares or voting rights in a UK company, can appoint or remove the majority of the board, or otherwise exercises significant influence or control. UK companies must maintain a PSC register and file it at Companies House.

In practice

Companies House PSC data is a useful starting point for identifying beneficial ownership when onboarding corporate clients, though it should be verified rather than relied upon in isolation.

Before you treat Person with Significant Control as handled

  • Confirm which regulation, policy, or internal procedure the term maps to.
  • Document the decision or evidence trail in the client file, not only in email or chat.
  • Escalate where the term indicates higher risk, sanctions exposure, PEP status, suspicion, or missing evidence.
  • Keep the wording consistent across onboarding, review notes, training material, and inspection packs.

Put Person with Significant Control into practice with Certivus

Knowing the term is the first step. Certivus gives you the workflows — client intake, CDD, EDD, PEP and sanctions screening, audit-ready records — to apply it across every client.

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