AML Software Pricing UK: How to Compare Costs
Certivus AML team9 minUpdated 2026-06-27
In brief: AML software pricing should be compared at the firm's real client volume, check volume, users, screening needs, and evidence requirements.
Key points
- Headline monthly price can be misleading if checks are billed separately.
- Compare user seats, client records, ID checks, screening, storage, support, and exports.
- The cheapest tool is not cheaper if staff still build evidence packs manually.
How AML software pricing usually works
AML software pricing may be based on user seats, client volume, ID checks, PEP/sanctions screening, company checks, storage, support, or implementation. That makes headline pricing hard to compare.
What to calculate
- Number of active clients.
- Number of new onboardings per month.
- Number of ID checks per client.
- Number of business/KYB checks.
- PEP and sanctions screening volume.
- Number of staff users.
- Evidence export and supervisor review needs.
Hidden cost
Manual evidence work is a real cost. A low-price tool that leaves staff chasing screenshots, spreadsheets, and review notes may cost more than a workflow that keeps the AML file together.
Buying checklist
Use the same practical test for every product:
| Criterion | What to ask |
|---|---|
| Fit | Does it match the firm's clients, supervisors, and matter types? |
| Evidence | Can another reviewer understand what was checked and why? |
| Workflow | Does it cover onboarding, review, escalation, and renewal? |
| Screening | Are PEP, sanctions, and adverse media decisions recorded? |
| Records | Can the firm produce audit-ready evidence quickly? |
| Pricing | Is the cost clear at the firm's expected client and check volume? |
This guide is general information, not legal advice. Software supports AML controls; it does not replace professional judgement.