Certivus vs SmartSearch: AML software for UK accountants

Mehmood Rajoka6 min readUpdated May 2026

In brief: Certivus charges a flat monthly fee with unlimited PEP/sanctions screening; SmartSearch uses usage-based per-check pricing which can escalate significantly with annual re-verification cycles.

Key points

  • Certivus: flat monthly pricing, unlimited PEP/sanctions screening
  • SmartSearch: per-check pricing — costs rise with re-verification volume
  • Certivus built for accountants; SmartSearch serves multiple regulated sectors
  • Same-day setup with Certivus; SmartSearch requires account setup process

Flat monthly pricing vs per-check model — comparing Certivus and SmartSearch for UK accountancy practices.